By using this website and any of its subdomains (the ‘Website’), you agree to the following terms of use (the ‘Terms’). If you do not accept these Terms, you must stop using the Website immediately.
We may amend these Terms from time to time and any amended version will apply as soon as it is posted on the Website. Please check this page from time to time to take notice of any changes we have made, as they are binding on you.
The Website is made available to you free of charge. You are responsible for making all arrangements necessary for you to have access to the Website.
We do not guarantee that the Website, or any content on it, will always be available or be uninterrupted. We may suspend, withdraw, discontinue or change all or any part of the Website without notice. We will not be liable to you if for any reason the Website is unavailable at any time or for any period.
You may not use the Website in any way that breaches any applicable local, national or international law or regulation, or in any way that is unlawful or fraudulent.
You must set up an account and password to access certain areas of the Website. If you set up an account, the information you provide must be true, correct and complete and you must let us know immediately if any information changes.
If you are providing us with any personal information about yourself, or in the case of a corporate entity, about individuals in your organisation, you should refer to our Privacy Policy for details of how we will use that information. You can find a link to our Privacy Policy at the bottom of each page of the Website.
It is your responsibility to ensure your account details, password and any other information used as part of our security procedures are kept secure and confidential. You must not disclose your account information to any third party.
You must not use or access any account which is not in your name unless we have agreed that you are authorised to do so. This might be the case if, for example, you have a Power of Attorney.
If we have reason to believe there has been a breach of security or misuse of the Website through your account or the use of your password, we may require you to change your password, or we may suspend or terminate your account.
Content on the Website is provided for general information only. Any analysis, recommendations or information provided on or through the Website is not intended to be, or replace investment, legal, tax or any other advice.
Although we make reasonable efforts to update information on the Website, we make no representations, warranties or guarantees, whether express or implied, that the content on the Website is accurate, complete or up-to-date.
Unless expressly stated on the relevant document or information, nothing on the Website should be construed or interpreted as a financial promotion as defined by the Financial Services and Markets Act 2000.
You are responsible for configuring your computer, devices and software to access the Website and you should use your own virus protection software.
We do not guarantee that the Website will be secure or free from bugs or viruses.
You must not misuse the Website by:
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to the Website or any content on it, whether express or implied.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any content on it, or on any website linked to it.
We assume no responsibility for the content of websites linked to from the Website. Such links should not be interpreted as endorsement by us of those linked websites.
We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by the laws of England and Wales.
All copyright and other intellectual property rights in any material (including text, photographs and other images) contained in the Website is either owned by us or has been licensed to us by its owner(s).
You may use the information on the Website and reproduce it in hardcopy for your personal reference only. The information may not otherwise be reproduced, distributed or transmitted to any other person.
You must not use any part of the content on the Website for commercial purposes without obtaining a licence to do so from us or our licensors.
If you breach these Terms or if we suspect your account is being misused by you or someone else, we have the right to disable your account and/or restrict your access to the Website.
A failure or delay by either party to enforce any right under these Terms is not an implied waiver of the same or of any other right in the future.
If any provision in these Terms is held or made invalid by a court, statute, rule or otherwise, the remainder of these Terms will not be affected.
These Terms are governed by the law of England and Wales. We both agree to the exclusive jurisdiction of the courts of England and Wales.